Research:Ready to see if fixed indexed annuities could help you reach your retirement goals?
FIAs protect your nest egg.
Nearly 90 percent of Americans lack confidence in their retirement savings (IALC data, October 2017). FIAs provide peace of mind and minimum guarantees. With FIAs, your principal is protected from market loss and will never decline in value, as long as you continue through the length of your contract.
FIAs balance your retirement plan.
Financial markets can be volatile. A balanced approach helps minimize risk, yet only 9 percent of Americans prioritize financial diversity (IALC data, September 2017). Products like FIAs can help by protecting principal from market loss, without giving up the potential for growth.
FIAs offer a lifetime income stream.
One in four Baby Boomers have less than $5,000 saved for retirement (IALC data, September 2017). As Americans live longer, many will run out of retirement savings far too soon. FIAs not only offer steady, guaranteed lifetime income, but also protect you from market volatility.
Resources for
Retirement Savers
Build a successful retirement with resources to guide you through your financial journey. From predictive calculators to a retirement game, use our interactive tools to plan for your golden years and determine how an FIA could fit into your retirement plan.
Tools for
Financial Professionals
Empower your clients to be savvy savers by showing them how FIAs fit into a balanced financial plan, protect their principal from market loss, and provide retirement income.
Points to Ponder:
Latest Retirement News & Insights
Statement: Jim Poolman, Executive Director, Indexed Annuity Leadership Council
Read moreThe Department of Labor has concluded an unprecedented short and significantly flawed rulemaking process, resulting in a final rule…
Letter from IALC Opposing the DOL Fiduciary rule
Read moreRead IALC's response to the Department of Labor’s regulatory package published on November 3, 2023.
Enhancing Retirement Income: The Role of Fixed-Indexed Annuities alongside Social Security
Read moreBehind the concept of Social Security retirement benefits is the comforting notion that comes from expecting a predictable stream…