Preparing for Escalating Healthcare Costs in Retirement
Read moreA recent Associated Press article reported that the average retired couple is facing $220,000 in medical bills during retirement. If that number astounds you, …
Indexed Annuity Sales are Up, Complaints are Down
Read moreDespite the growth in indexed annuity sales, complaints against the product have significantly decreased since 2010, according to data recently released by the…
Why the 4% Rule Still Stands
Read moreIn light of stock market volatility, all time low interest rates, and retirees living longer, many financial experts are saying that you should reduce that 4% …
Despite Economic Recovery, Americans Still Anxious about Retirement
Read moreA recent poll by the National Institute on Retirement Security (NIRS) finds that despite the improvements to the economy, Americans are still feeling anxious a…
Fixed Indexed Annuities: Getting Better With Age
Read moreAccording to a recent Reuters article “annuities are like flat-screen televisions. They keep getting better and cheaper. As baby boomers move into retirement, …
Annuities Can Help Offset Costs of Long-Term Care for Women
Read moreOne of the most important steps to preparing for a time in your life when you may no longer be able to care for yourself is to ensure that you have a source of…
The Year of the Fixed Indexed Annuity
Read moreA recent LIMRA study found that 83% of fixed indexed annuity buyers reported being satisfied with their annuities and five in six would recommend annuities to …
CONGRESS OPENS DOOR FOR TAX-FREE RETIREMENT INCOME
Read moreIt is important to consult with a tax and/or investment advisors about whether a Roth conversion is right for you. If you are looking at a conversion to a Roth…
The Affordable Care Act and Your Investment Income
Read moreSo how might you avoid having taxable income from the above sources push you over the income threshold, subjecting you to the 3.8% surtax? One strategy being u…
How can I prepare for the “Fiscal Cliff?”
Read moreWith huge spending cuts hitting Americans at the same time as tax hikes, the economy could contract, resulting in a recession and subsequent market volatility.…
Does your retirement plan include guaranteed income?
Read moreIn the face of market volatility, increasingly rare pensions, and a growing concern that they may outlive their retirement savings, consumers are desperate for…
The very low risk of insurance company bankruptcy
Read moreWhen purchasing a financial product, one of the most important aspects to consider is the financial strength of the company from which you purchase the product…
Research Reveals that Annuity Owners Have Higher Retirement Confidence
Read moreAccording to a recent Insured Retirement Institute (IRI) survey of Americans aged 50-66, a majority (53%) of annuity owners are extremely or very confident tha…
Getting close to retirement, but unsure if you can afford it?
Read moreDid you know that it takes 75% to 85% of your pre-retirement income in order to maintain your current lifestyle in retirement? What’s more—even though you don'…
In Changing Retirement Landscape, Annuities Help Employers and their Employees Meet Financial Goals
Read moreEarlier this month, General Motors was at the center of some controversy when the automaker unveiled that it would be converting its pension payment plan for 1…
Don’t count on an inheritance to boost retirement savings fund, study finds
Read moreAs the United States faces increasingly uncertain economic times and employment outlook, working adults can no longer count on an inheritance to boost their re…
The Future of Social Security
Read moreA new government report says Social Security reserves could be exhausted by 2033. You can read more about the report in a Wall Street Journal article from Mond…
Are Small Business Owners Prepared for Retirement?
Read moreNew research from The American College, the nation's largest non-profit educational institution devoted to financial services, reveals that in addition to not …