The Affordable Care Act and Your Investment Income
Read moreSo how might you avoid having taxable income from the above sources push you over the income threshold, subjecting you to the 3.8% surtax? One strategy being u…
The very low risk of insurance company bankruptcy
Read moreWhen purchasing a financial product, one of the most important aspects to consider is the financial strength of the company from which you purchase the product…
Index and Variable Annuities: Exploring the similarities and differences
Read moreOften times we speak of annuities as though they are all the same products, equally appropriate for all consumers. This is particularly true when discussing in…
Indexed Annuities: The Basics
Read moreTo help people like you understand the different product features of indexed annuities we've created this helpful video that explains the ins and outs of the i…
New Tools to Help You Plan a Strong Future
Read moreAs you may have noticed we’ve changed things up a bit. To help guide you through planning for your financial future, we’ve added more resources and retirement …
Treasury Easing its Rules on Annuities for Retirement Plans
Read moreIn an effort to increase retirement security for Americans, the Treasury has announced proposed easing of its rules on annuities for retirement plans.
Retire on Your Terms
Read moreRetirement planning is personal. Although there are many choices to be made and seemingly endless things to consider, sometimes talking with friends and family…
At what age should you purchase an indexed annuity?
Read moreThe great thing about indexed annuities is that they are a safe, reliable retirement planning vehicle appropriate for people in a variety of life stages. Howev…
FAQ of the Week: Is an indexed annuity truly guaranteed?
Read moreIndexed annuities are designed specifically to create the possibility of higher interest earnings than traditional fixed rate products and to protect premium (…
5 Questions to Ask Before Purchasing an Indexed Annuity
Read moreIndexed annuities offer a unique and attractive blend of safety, growth potential, tax advantages, lifetime income and liquidity. But, it’s important to unders…
FAQ of the Week: How is interest rate credited?
Read moreBy Wade H. Mayo, President, Life Insurance Company of the Southwest, member of the National Life GroupOverall, indexed annuities are relatively simple to under…
Five Myths about Indexed Annuities: Part 4
Read moreAll financial vehicles have to cover the provider’s sales and marketing expenses. Over time, the margins built into an annuity to cover commissions are not nec…
Five Myths about Indexed Annuities: Part 3
Read moreBy Jim PoolmanMyth: Indexed annuities impose uncharacteristically high surrender feesTruth: Surrender charges, which limit liquidity to an extent, are clearly …
Five Myths about Indexed Annuities: Part 2
Read moreThere are many unique benefits to indexed annuities that make them an important part of any balanced financial plan. More specifically, indexed annuities offer…
Five Myths about Indexed Annuities: Part 1
Read moreIf you’ve read anything about indexed annuities, chances are pretty good that not everything you’ve read is true. Each day this week, we will tackle a common m…
FAQ of the Week: What is a Market Index?
Read moreAn index is a number that goes up and down as the market it represents changes. When looking to purchase a fixed indexed annuity, your agent will talk to you a…