PART THREE – MYTH VS. FACT: The Path to Financial Diversity
Read moreIt’s hard to achieve financial diversity when you’re unsure of the tools available to you or confused by the variety of options – mutual funds, Certificate of …
Part Two – Myth vs. Fact: Lack of Portfolio Diversity Puts Retirement At Risk
Read moreWhile the stock market continues to perform well, everyone remembers the down turn in 2008. In order to protect yourself and your finances from these market sw…
New Data: Extreme Lack of Diversification Could Add to Retirement Crisis
Read moreThe retirement crisis has become a topic of conversation in the United States, and while its actualization is still widely debated, there is no doubt Americans…
Trends for Fixed Annuities in 2015
Read moreOnce simply viewed as a safe way to guarantee a lifetime stream of income, fixed annuities have emerged as a balanced instrument that offers the potential for …
Save now, See the World Later
Read moreRetirees often look forward to spending time with their families, enjoying leisure activities, and for a majority of Americans – travel.Though many Americans p…
Is divorce in your retirement plan?
Read moreThe retirement landscape that Boomers face is vastly different than that of their parents. Gone are the days of pensions, a career ending in one’s early sixtie…
What do your favorite celebrity finance experts think about indexed annuities?
Read moreIn a recent article in the New York Times, Jean Chatzky, the financial editor for NBC’s Today Show, offered some insight into how deferred annuity products lik…
Half-Price Living
Read moreCould you live on just half of your current household income? I’ve posed this question to hundreds of families and overall they say learning to live on less co…
Preparing for Escalating Healthcare Costs in Retirement
Read moreA recent Associated Press article reported that the average retired couple is facing $220,000 in medical bills during retirement. If that number astounds you, …
Indexed Annuity Sales are Up, Complaints are Down
Read moreDespite the growth in indexed annuity sales, complaints against the product have significantly decreased since 2010, according to data recently released by the…
At what age should you purchase an indexed annuity?
Read moreThe great thing about indexed annuities is that they are a safe, reliable retirement planning vehicle appropriate for people in a variety of life stages. Howev…
FAQ of the Week: Is an indexed annuity truly guaranteed?
Read moreIndexed annuities are designed specifically to create the possibility of higher interest earnings than traditional fixed rate products and to protect premium (…
5 Questions to Ask Before Purchasing an Indexed Annuity
Read moreIndexed annuities offer a unique and attractive blend of safety, growth potential, tax advantages, lifetime income and liquidity. But, it’s important to unders…
FAQ of the Week: How is interest rate credited?
Read moreBy Wade H. Mayo, President, Life Insurance Company of the Southwest, member of the National Life GroupOverall, indexed annuities are relatively simple to under…
Five Myths about Indexed Annuities: Part 5
Read moreBy Jim PoolmanMyth: Indexed annuities are overly complex.Truth: The reality is that having choices is good for consumers. That being said, all fixed indexed an…
Five Myths about Indexed Annuities: Part 4
Read moreAll financial vehicles have to cover the provider’s sales and marketing expenses. Over time, the margins built into an annuity to cover commissions are not nec…
Five Myths about Indexed Annuities: Part 3
Read moreBy Jim PoolmanMyth: Indexed annuities impose uncharacteristically high surrender feesTruth: Surrender charges, which limit liquidity to an extent, are clearly …
Five Myths about Indexed Annuities: Part 2
Read moreThere are many unique benefits to indexed annuities that make them an important part of any balanced financial plan. More specifically, indexed annuities offer…