AT WHAT AGE SHOULD YOU PURCHASE AN INDEXED ANNUITY?
Read moreThe great thing about fixed indexed annuities is that they are a reliable retirement planning vehicle appropriate for people in a variety of life stages. However, there are a few rules of thumb to follow when thinking about purchasing a fixed indexed annuity.
PART THREE – MYTH VS. FACT: The Path to Financial Diversity
Read moreIt’s hard to achieve financial diversity when you’re unsure of the tools available to you or confused by the variety of options – mutual funds, Certificate of Deposits (CDs), Fixed Indexed Annuities (FIAs), and more.With so much financial advice swirling around out there, it’s difficult to decipher between what’s myth and what’s fact. In order to address this gap and diversify your financial strategy, consider FIAs as a means to help create a foundation of conservative growth and to…
Part Two – Myth vs. Fact: Lack of Portfolio Diversity Puts Retirement At Risk
Read moreWhile the stock market continues to perform well, everyone remembers the down turn in 2008. In order to protect yourself and your finances from these market swings, it’s important to take steps towards balancing your portfolio. As a long-term saving strategy and a way to balance a retirement portfolio, Fixed Index Annuities (FIAs) are appealing because they transform savings into predictable income.In Part Two of the Myth vs Fact series, the Indexed Annuity Leadership Council debunks more commonly held…
New Data: Extreme Lack of Diversification Could Add to Retirement Crisis
Read moreThe retirement crisis has become a topic of conversation in the United States, and while its actualization is still widely debated, there is no doubt Americans need to take additional steps in order to ensure a financially stable retirement – one that allows them to cross off items on their bucket list while managing to pay for medical bills and other essential costs of living.New data from the Indexed Annuity Leadership Council (IALC) shows most Americans are at risk…
Top 3 Things to Ask Your Financial Professional
Read moreKnowing how much and where to save your money is essential to leading a financially secure life. However, wrapping your head around the multitude of retirement options available can be stressful. Consider talking to a financial professional with the right knowledge to ensure you are left with more answers than questions to help you achieve your long-term financial goals.To get the most out of your meeting and ensure a fiscally sound future, make sure to ask your financial professional…
The 5 W’s of a Successful Retirement
Read moreThere’s no better time than today to develop your retirement plan and consider options that may be suitable for your future. Fixed indexed annuities (FIAs) can offer lifetime income and provide peace of mind when looking for ways to protect your nest egg from market downturns.Read about the 5 W’s of FIAs to find out if this is the right option for you.What is an FIA? A fixed indexed annuity is a contract between you and an insurance company…
3 Simple Ways to Save for Retirement
Read moreSummer is here, and the future is brighter than ever. If you are busy planning, saving and budgeting for a summer vacation, use these tips to make the most out of your summer and get your retirement savings on track.
Celebrating the 22nd Anniversary of Fixed Indexed Annuities
Read moreMove aside, Valentine’s Day… there’s another reason to celebrate! This week, we’re commemorating the 22nd anniversary of Fixed Indexed Annuities (FIAs).
Teacher’s Retirement Q&A w/ IALC Expert
Read moreWith the new school year in full swing, it’s a good time for teachers to revisit their own long-term plan and consider preparation for when they are no longer lesson planning. Checking up on your long-term financial planning should include reviewing your current expenses, evaluating any debt balance, analyzing your savings accounts and ensuring you understand how the products in your retirement portfolio will help you achieve your goals.
Everything You Need To Know About FIAs
Read moreIn 2015, Fixed Index Annuities (FIAs) saw record-breaking sales, an increase of 13% just since 2014, according to the LIMRA Secure Retirement Institute’s fourth-quarter U.S. Individual Annuities Sales survey. But why are FIAs gaining so much popularity? Below, we’ve outlined nearly everything you need to know about FIAs and why so many Americans are taking notice:
Brexit and Your Financial Future: Top 5 Articles to Read
Read moreThe world continues to watch closely as the consequences of Brexit—Britain’s recent decision to separate from the European Union—unfolds. Financial markets in the United Kingdom (U.K.) are beginning to feel the impact of the decision, and many experts believe the country’s economy will likely experience a recession.
Panic Grows About Living Too Long, Without Enough Money to Actually Live
Read moreImagine fearing life more than death. That’s a reality many Americans face as nearly 50 percent of Americans are afraid of outliving their income or their inability to pay for basic necessitates like healthcare, according to a new survey released by the IALC.
4 Ways to Save For Retirement While Paying Off Student Loans
Read moreWhile it can be tempting to simply pay off your college debt and skip saving for a retirement several decades away, prioritizing paying off college loans can end up hurting you in the long run.
The Top Three FIA Articles from 2015
Read more2015 was a big year for Fixed Indexed Annuities (FIAs). From FIAs having their highest sales to-date to millennials displaying an increasing interest in the product, consumers are seeing FIAs more and more as a product they can fit into a balanced retirement portfolio.
A Special Note to Women: Part 2
Read moreIn my previous post, A Special Note to Women: Part 1, I highlighted Dr. David Babbel’s five significant hurdles that are facing American women and their retirement income. I discussed that while we all face risk with our retirement income, overall, women are subject to more financial risks than men, especially in their later years. Now that we are aware of what the significant hurdles are, how do we approach them?
A Special Note to Women: Part 1
Read moreWhile we all face risk with our retirement income, overall, women are subject to more financial risks than men, especially in their later years. Women have several unique challenges, including an average longer lifespan than men.
7 Retirement Tips for National Save for Retirement Week
Read moreIn honor of National Save for Retirement Week, check out these 7 tips to make planning for retirement easier.
4 Small Ways to Save Big
Read moreWhen it comes to saving for retirement, starting early is key. And while putting money away can seem like a huge and daunting task, it doesn’t always require major lifestyle changes. If you implement changes slowly and in small ways, you may not even realize how much you’re saving.